Free Tool · Live Rates
Money Transfer
Calculator
Type an amount and see exactly how much your recipient gets after fees and exchange rate margins — with Wise, Remitly, Xoom, and bank wire compared side by side.
Recipient receives (INR)
1Rate: ₹92.24 · Fee: none · Minutes (Express)
₹92,240
Rate: ₹92.43 · Fee: $3.50 · 1–2 business days
₹92,102
−₹138 less
Rate: ₹91.03 · Fee: $4.99 · 1–3 business days
₹90,578
−₹1,662 less
Rate: ₹89.64 · Fee: $40.00 · 3–5 business days
₹86,053
−₹6,186 less
Estimates only. Provider rates, fees, and delivery times vary. Always confirm on the provider's site before sending. Mid-market rate from ECB via Frankfurter.
Get alerted when the rate hits your target
Free one-time email when 🇺🇸 USD → 🇮🇳 INR reaches your number.
Why rates differ from the headline
Every provider adds a markup on top of the mid-market rate (the "real" rate shown on Google). Wise's markup is ~0.5%; bank wires can be 3–5%. The difference on a $2,000 transfer can be ₹3,000–₹8,000.
When to transfer
Rates move 0.5–1% per day. Set a free rate alert below if you want to transfer when USD→INR hits a specific number. Rates are fetched live from the ECB via Frankfurter.
Full provider comparison
See all providers, read our remittance guide, and set a rate alert.